Managing the Cost of Invisalign
Are you tired of keeping one hand over your mouth when you are smiling or holding in laughter because you don’t want others to see your teeth? Invisalign is a great way to get the smile that you want without worrying about wearing traditional braces. These braces are so clear that no one will notice them. They are suitable for both adults and teens who want to improve their smiles. Though Invisalign is a little more expensive than you might expect, you can learn how to manage the cost of your new braces and afford the help they offer.
How Does Invisalign Work?
Before you start searching for the term Invisalign dentist near me on Google, you should take a look at how the process works. During your first appointment, you go through a scanner that makes a 3D replica of your teeth. If you agree to get braces, the dentist will work with Invisalign to create custom aligners designed just for you. The dentist will make sure the aligners fit properly before sending you home. Some patients see results within a few weeks, but it can take up to six months before you start loving your smile again.
Invisalign Cost
The amount that you pay for your clear braces will depend on how much help you need. While the treatment starts at around $1,800, it can rise to $8,000 or more. Invisalign is usually more affordable for teens because they do not have as many orthodontic problems. If you’re the parent of a teen, you might find that you pay $4,000 or less for their full course of treatment. The average cost that adults pay is usually around $6,000 or less. When you compare the cost of Invisalign to the cost of traditional braces, you’ll find that you can save 25% or more when you choose Invisalign.
Insurance Coverage
When you and your dentist decide that Invisalign is right for you, check with your insurer. Many insurance companies will cover the cost of Invisalign or at least a large portion of it. You should check on the cap associated with your plan, which is the maximum amount that insurance will pay per year. This often determines whether your plan will cover the total treatment or some of it. Always check your health insurance plan too. If you have serious dental problems that affect your health, you may find that your health insurance will cover Invisalign.
Savings Account
Another way to pay for Invisalign is through a savings account. Many companies offer a flexible savings account (FSA) or a health savings account (HSA). An FSA lets you set aside a set amount of money each year that you can use to pay for health expenses. The maximum amount you can put into your FSA is usually $2,600. An HSA is similar but designed for those who have insurance plans with high deductibles. You can put $3,400 into the account every year as a single person, but this figure rises to $6,750 per year for families.
Lending Point Virtual Credit
Invisalign works with Lending Point to offer virtual credit for those who cannot afford the total cost of treatment. Though you need to get approval from the lender, you can apply online before your appointment. It takes just a few minutes to apply, and you’ll get an answer almost immediately. This lets you show your dentist that you can pay for Invisalign during your initial appointment. Even if you don’t qualify for this credit program, there are other options like Care Credit. Care Credit tells you how much money you get based on your credit history. As long as you pay off your balance, you can use the total amount of credit given to you.
Paying for Invisalign
Paying for Invisalign isn’t as hard as you might think because there are many ways to manage the braces you need. You can use the FSA or HSA through your employer to cover some of the costs. Many insurance plans will also cover the cost, especially if you have dental issues that affect your overall health. Dentists can also accept Care Credit and similar programs. No matter how much you make, you can find ways to pay for the Invisalign you want.
